The 2C2P payment gateway provides you with a single web interface for accepting a wide variety of payment methods, including:

• Credit and debit cards
• Bank transfers
• Domestic switching
• Direct debit

The 2C2P payment gateway has a full set of features and functionalities developed 100% in-house, thus ensuring seamless integration with your existing web interface. The full set of features and functionalities include:

Fraud Mitigation
A robust, real-time and proactive fraud mitigation engine is tightly integrated into the 2C2P payment gateway to efficiently track fraudulent payment transactions. Derived from 2C2P’s own best-in-class VISA 3-D Secure-certified payment security product currently trusted and used by leading banks and merchants in Asia-Pacific, this fraud mitigation engine makes use of a proven set of software applications and business processes, as well as a mix of factors including transaction velocity, digital fingerprints and data analysis to reduce fraud rates to an average of 0.02% of transactions versus 0.5-2.0% industry average.

Business Intelligence
2C2P adds business intelligence as an additional layer on top of its core payment processing system. This comprehensive, real-time business intelligence reporting tool allows you to get to know your customers better by identifying and analyzing trends in your customers’ payment behavior.

Currency Converter
2C2P’s currency converter allows you to display the exact value of each online transaction in both your home currency and your customer’s native currency, and enables you to charge your foreign customers directly in their credit/debit cards’ native currency in real-time at the point of making an online purchase. With the currency converter, 2C2P simplifies the purchasing process for your customer while at the same time allowing you to earn extra revenue from the currency exchange spread.

Batch Processor / Recurring Billing
With 2C2P’s batch processor, you can easily process multiple transactions from customers at once as a single CSV file, and 2C2P will automatically charge your customers on any date you specify. Multiple transaction request types can be combined in the same CSV file. This feature is ideal for recurring billing (i.e. subscriptions, web hosting, monthly rental payments) suitable for daily, weekly, bi-weekly, monthly, quarterly, semi-annual, or annual processing of large amounts of transactions.

Data Security
Payment data going through 2C2P are encrypted using SSL 128 bit technology. The 2C2P network and firewall have also been set up to comply with the Payment Card Industry Data Security Standard (PCIDSS) and VISA 3-D Secure protocol under Verified by Visa, MasterCard SecureCode and JCB J/Secure security standards to provide an added layer of data protection. This ensures that you and your customers are protected from e-commerce fraud arising from misuse of stolen cardholder data.

Access Control
2C2P allows you to access and export comprehensive, real-time reports of transaction data. With 2C2P’s back-office access control, different groups of users can be assigned with different access right limitations to make sure that only the right group of people have access to certain types of data. User groups and profiles can be created, modified, or deleted as many times as needed, giving you total control of who gets to access what kind of information.