Mobile Payment Processing

The 2C2P Mobile Credit Card Terminal is an award-winning mobile application that allows business owners to charge and manage credit and debit card transactions securely from their Nokia S40 or S60 mobile phones, Blackberry, iPhone, or any Google Android or Microsoft Windows Mobile enabled mobile devices without the need for additional equipments. The application uses a standard Card Not Present message format, therefore eliminating the need for a cardholder signature. In July 2009, 2C2P’s Mobile Credit Card Terminal was declared Grand Prize Winner of the 2009 Nokia ‘Calling All Innovators’ Award.

2C2P utilizes the Card Not Present method to transport the payment message via the secure HTTPS channel using mobile GPRS or 3G connection, thus enabling secure and efficient transaction.

The 2C2P Mobile Credit Card Terminal is suitable for various business scenarios. Small business owners who do not qualify to receive an EDC terminal from major credit card companies will now be able to process credit and debit card payments from their customers simply using their mobile phone. Merchants of any size situated at points of sale where it is inconvenient or impossible to have a traditional credit or debit card scanner – i.e. exhibition booths, farmer’s markets, food delivery – can now convert their mobile phones into a portable credit card processor with no need for bulky plug-in devices.