2C2P-Access-Control-Server

2C2P’s 3-D Secure products are certified to handle Visa Verified By Visa, MasterCard SecureCode, American Express SafeKey and JCB J-Secure transactions. Our protocol specifies that issuers use an Access Control Server (ACS) to respond to Payer Authentication Requests sent by the Merchant Plug-in (MPI), before actual authorization takes place. All 3-D Secure transactions are protected from chargebacks arising from unauthorized usage.

2C2P 3D Secure

Merchant Plug-in

2C2P's MPI helps merchants activate the issuer's interface during authentication process. 2C2P's MPI identifies the account number and queries card issuer's Directory Servers to determine if it is enrolled in a 3-D Secure program, which then returns the website address of ACS if it is found. It is available as a hosted service or an on-premise solution that is integrated to the Acquirer’s network's access to respective card brands Directory Servers.

Access Control Server

2C2P's ACS facilitates issuers to perform 2-Factor Authentication (2FA) using one-time passwords (OTP) sent to the cardholder's mobile device or generated by a hardware token before authorization takes place. It is available as a hosted service or an on-premise solution that is integrated to the Issuer’s HSM and OTP system.

Download 3DS Product Sheet